AU Small Finance Bank introduces the AU Bank Xcite Ultra Credit Card, adding another dimension to their SwipeUp credit card series. Tailored to meet the diverse needs of customers, this credit card is designed to offer convenience and a host of benefits.
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Visit AU Small Finance Bank’s official website
How to Apply for AU Bank Xcite Ultra Credit Card
You can apply for the AU Bank Xcite Ultra Credit Card through online or offline channels:
Online
- Visit AU Small Finance Bank’s official website and follow the credit card application process.
Offline
- Visit the nearest AU Small Finance Bank branch with all the necessary documents.
*Note: The content provided is for informational purposes only. To apply for this card, please visit the AU Small Finance Bank’s official website.
AU Bank Xcite Ultra Credit Card: Benefits and Features
Welcome Benefits
- N/A
Cashback/Rewards Points
- Earn 4 Reward Points (RPs) on every offline spend of Rs. 100.
- Gain 8 RPs on every online spend.
- Enjoy 12 RPs on every international spend of Rs. 100.
Travel Benefits
- Complimentary access to both railway and airport lounges.
Dining Benefits
- Avail up to 30% off on dining spends.
Domestic Lounge Access
- Receive 2 free domestic airport lounge accesses and 2 railway lounge accesses every quarter.
International Lounge Access
- N/A
Movie Benefits
- N/A
Insurance Benefits
- Personal accident cover worth Rs. 50 lakhs.
- Purchase protection cover worth Rs. 25,000.
- Credit liability cover worth Rs. 2 lakhs.
*Terms and conditions apply to every credit card feature; kindly refer to the official website of AU Small Finance Bank for detailed information.
Eligibility Criteria
- The age limit for primary cardholders is between 21 years to 60 years.
- AU Small Finance Bank checks location, occupation, income, etc.
- A good credit score is essential.
Documents Required
- PAN card photocopy
- Latest payslip/Form 16/IT return copy as income proof
- Color photographs
- Residential proof
- Identity proof
Fees & Charges of AU Bank Xcite Ultra Credit Card
Joining Fee
- Nil
Annual Fee
- Nil
Fee Waiver
- N/A
Fuel Surcharge
- 1% fuel surcharge waiver on all fuel transactions between Rs. 200 and Rs. 5,000 across all fuel pumps in India using this credit card.
*Terms and conditions apply to every credit card offer; kindly check the official website of AU Small Finance Bank for details.
Frequently Asked Questions (FAQs) – AU Bank Xcite Ultra Credit Card
1. What are the eligibility criteria for the AU Bank Xcite Ultra Credit Card?
- The primary cardholder should be between 21 years to 60 years.
- AU Small Finance Bank considers factors such as location, occupation, and income.
- A good credit score is necessary.
2. What documents are required to apply for the AU Bank Xcite Ultra Credit Card?
- PAN card photocopy
- Latest payslip/Form 16/IT return copy as income proof
- Color photographs
- Residential proof
- Identity proof
3. Are there any welcome benefits with the AU Bank Xcite Ultra Credit Card?
- No, there are no specific welcome benefits mentioned for this credit card.
4. How can I earn reward points with the AU Bank Xcite Ultra Credit Card?
- Earn 4 Reward Points on every offline spend of Rs. 100, 8 RPs on every online spend, and 12 RPs on every international spend of Rs. 100.
5. What travel benefits does the AU Bank Xcite Ultra Credit Card offer?
- Cardholders enjoy complimentary access to both railway and airport lounges.
6. Is there an annual fee for the AU Bank Xcite Ultra Credit Card?
- No, the credit card comes with a nil annual fee.
7. Can I get a fuel surcharge waiver with this credit card?
- Yes, there is a 1% fuel surcharge waiver on all fuel transactions between Rs. 200 and Rs. 5,000 across all fuel pumps in India.
8. How can I apply for the AU Bank Xcite Ultra Credit Card?
- You can apply online by visiting AU Small Finance Bank’s official website or offline by visiting the nearest AU Small Finance Bank branch with the required documents.
9. Are there any movie benefits associated with this credit card?
- No, there are no specific movie benefits mentioned for the AU Bank Xcite Ultra Credit Card.
